American Express Credit Card Benefits That You May Not Know
American Express is one of the leading card networks as well as a card issuer, offering high-end credit cards to the public. With an American Express credit card, you get to enjoy a whole range of benefits such as bonus points, rewards, etc. depending on the card that you hold. Apart from these incentives, you get to enjoy other lesser-known perks on your American Express credit card. These benefits can help you save a lot of money and make your experience more rewarding.
Sadly, a lot of people are unaware of the complete benefits that you get with an American Express credit card. We have listed down some of the benefits that you may not know at all. Note: This is not necessary that all credit cards have these benefits, only a few credit cards may have these benefits. Here are the American Express Credit Card benefits that you must know:
Free Shipping: To avail of this benefit, the eligible Amex credit cardholders need to sign up for the ShopRunner. After enrolling for ShopRunner the cardholder gets benefits like two-day free delivery on shopping from partner stores and can enjoy free shipping on returns as well. You won’t be charged any extra penny for the enrollment of ShopRunner.
Food Delivery: On selected American Express credit cards you get to enjoy benefits on food delivery as you get to earn reward points on food deliveries. Also, you get to save a percentage on your dining bills at partner restaurants.
American Express Pay It Plan It: In simpler terms, it is basically a Buy Now Pay Later service that you can avail of with your American Express credit card. However, it comes with a twist, by using this service you can either pay the entire amount in one go or plant it to pay in smaller monthly installments. Bear in mind, that you will require to pay a fixed monthly fee instead of interest if you choose to plan your big spending into small easy EMIs.
Retail benefits: Under this benefit, you get to enjoy extended warranty benefits and purchase protection from the merchant when you shop with the specified Amex credit card. Moreover, you get return protection too with an Amex Credit Card.
Travel Related Benefits: With American Express Credit Cards you get various travel-related benefits like complimentary lounge access, baggage insurance plan, complimentary spa’s, global assist, accidental air death covers, etc. You can also earn travel rewards and incentives with your Amex credit card.
Hotel Benefits: you can enjoy a complimentary night stay, welcome drinks, complimentary meals, etc. under this benefit. Most of the time, these benefits are covered under the American Express Platinum credit cards and Business credit cards. Save yourself from the hotel booking expense with the selected Amex credit cards.
Amex Offers: To avail of this benefit you need to enroll first. After enrolling you will receive ongoing offers on travel, shopping, health & care, and many more other categories that lets you enjoy a world-class experience with an American Express Credit Card.
Amex Experience: The eligible Amex cardholders can enjoy the benefits of Amex credit cards truly as they get to enjoy the various entertainment benefits like plays, sports events, fashion events, festivals, concerts, etc.
BottomLine:
To summarise, without a doubt, the American Express credit cards do come with world-class benefits. If you are aware of these benefits then you can surely save a lot and have a rewarding experience. As per your financial profile and needs, you can compare AmEx Credit Cards to know which one suits you the best. After receiving the Amex credit card make sure that you get enrolled your credit card to complimentary signups like ShopRunner, AmEx offers, so that you can enjoy the benefits easily and are aware of the ongoing offers on your credit card. The work is not done yet, to keep enjoying the benefits on your credit card you need to keep your credit card dues clear always and maintain a low credit utilisation ratio. For this purpose, you can register for the auto-debit services to not miss any due date and set a threshold limit so that you do not overspend. Using a credit card wisely is the only way to maximize your credit card benefits.